Suppose you wanted to invest $6,000 in a certain mutual fund that had a front-end load of 3%, an expense ratio of 0.18%, and a back-end load of 3%. The back-end load phases out by 0.5% every 6 months. In the first year that you invested in this fund, it grew by 4.33%. If you decided to invest in something else after one year, so you sell all the shares of this fund, how much money would you have to invest in something else? Remember: the back-end load phases out based on how long you hold the fund, so for instance if you held the fund for 6 or 7 months and then sold it the back end load would be one half of a percent less than if you sold it after holding it for only 3 or 4 months