Suppose you win a guaranteed $ $1$ million dollar lottery ticket payable over $5$ years. The bank pays you to cash it in$,$ but only $$600,000.$ This occurs because: A$.$ The bank expects future inflation. B$.$ The bank is discounting the ticket $$400,000$ because of the price of time. C$.$ You are getting exploited by a monopolistic bank, this ticket is worth $$1$ million. D$.$ The bank must pay taxes on the $$1$ million. E$.$ None of the above is true.