Susan and Bob are homeowners. Since Bob lost his job, they have had trouble paying the bills and their home is going into foreclosure. In desperation, they make a connection online with a company that promises to help them avoid foreclosure, for a fee.

After some time, Susan and Bob$$s home goes into foreclosure. When they investigate, they find that this company only did some very minor things $($such as calling the bank to check the status of the foreclosure$),$ yet little else. This is an example of what type of fraud?

a$.$ bait and switch

b$.$ phantom help

c$.$ Ponzi

d$.$ real estate

e$.$ bailout