Susan buys a house with financing from Bank which takes back a mortgage on the house. Susan defaults on the mortgage payments. The note and mortgage contain an acceleration clause but no power of sale clause. What can Bank do to recover the balance of the mortgage loan?

a.Demand the entire mortgage balance immediately.

b.Judicially foreclose on the house if Susan doesnt pay the full mortgage balance after acceleration.

c. a. and b.

d.none of the above.