Susan graduated ten years ago and started her career at Reliant Corporation $($in $2014).$ Throughout the past ten years she has participated in Reliant's $401$ k retirement plan. This plan provides her with a $50\%$ match for every dollar she contributes to the plan up to a max of $$3,000$ annually. Initially, she began working at Reliant ten years ago with a starting salary of $$40,000$ and her salary has risen at a rate of about $3\%$ annually. She is currently contributing $10\%$ of her pre$-$tax salary to her $401$ k $.$ At the moment Susan is investing all her $401$ k retirement funds in CCBBX$,$ which is a corporate bond fund.

Bob also began working at Reliant Corporation the exact same day as Susan. He and Susan earn the same salary and both set aside $10\%$ of their pre$-$tax salary into their $401$ k plan. Bob also receives the $50\%$ match with the $$3,000$ annual max. The main difference between Bob and Susan with regard to their $401$ k plan is their asset allocation: Bob invests all his $401$ k retirement funds in BUFGX, which is a more aggressive fund than Susan's, as it mostly invests in stocks. Susan and Bob. Round dollar values to the nearest dollar amount$-$no decimals! Round returns to two decimal places.

What is the average annual return on Susan's fund? What is the average annual return on Bob's fund?