Suzanne slips and falls when carrying some heavy files which result in fractures to her leg and arm. She undergoes surgery and has been advised that her recovery will take at least 6 months during which time she will need to be off work. After surgery, Suzanne works with a physiotherapist regularly. Suzanne verbally informs her group plan insurance agent, Jessie, about the disability and instructs her to commence the processing of her disability claim. What will be Suzanne’s disability claim?