Tabatha and Morris Marshall are both 35 years old. Tabatha is a physical therapist and Morris is a civil engineer. They have one child, Martin, who is 6 years old. The Marshalls want to begin saving money to pay for Martin's college education. The Marshall family's monthly living expenses include a mortgage payment, two car payments, utilities, and a homeowner's association fee. The Marshalls also prioritize socializing with their friends and neighbors. They spend a significant portion of their monthly net income on hosting gatherings and attending events. Because of their current expenses, the Marshalls can only set aside a maximum of $200 per month to save for Martin's future college expenses. While they do not spend more money than they earn monthly, the Marshalls do not prioritize saving funds. What strategies could the Marshalls employ to increase their monthly savings