Tabatha has saved $$85,400\mathrm{.}00.$ If she decides to withdraw $$2,826\mathrm{.}00$ at the beginning of every month and interest is $7\mathrm{.}76\%$ compounded annually, for how long can she make withdrawals? Express your answer in years and months $($from $0$ to $11$ months$).$

Her last withdrawal will occur $$ year$($s$)$ and $$ month$($s$)$ from now. $($Type whole numbers.$)$