Table 1: T-Account for Bank A in February 2020 Assets Liabilities plus Equity Loans: $ 800 Deposits: $1200 Securities: $ 400 Borrowings: $400 Reserves: $ 600 Equity: ? The interest rate on loans is 8%, the average return for securities is 5%, the interest rate on reserves is 2%, the interest rate on deposits is 1%, the interest rate on borrowings is 1%. Please answer the following questions based on the information shown in Table 1. 1. Please calculate the equity value, capital ratio and the return on equity?