Table 10-2 Last Bank of PanoramaSprings Assets: Liabilities: Reserves $25,000 Deposits $175,000 Loans $150,000 45. Referto the Table 10-2. If the reserverequirementis 12 percent, what is the state of this bank? a. It can makea new loan of $17,500. b. It has less reservesthan required. c. It has excessreservesof less than $5000. d. It has excessreservesof more than $5000