TABLE 4-3 Discrete Compounding Interest Factors and Symbols Factor by which Factor to Multiply Functional To Find: Given: "Glven" Factor Name Symbol For single cash flows: F P (1+0) Single payment compound (F/P.IN) amount P F Single payment present (P/F,1%,N) worth For uniform series (annuities): F (1+r)^_1 Uniform series compound (F/A,1,N) amount (1+1)-1 P Uniform series present (P/A,1%,N) worth TAINT Sinking fund (A/F,7%,N) (1+1)N P TI+NIT Capital recovery (A/P, 14, N) i equals effective interest rate per interest period; N, number of interest periods, A, uniform series amount (occurs at the end of each interest period); F, future equivalent;P. present equivalent The functional symbol system is used throughout this book