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TABLE 6.4 FACTORS FOR CALCULATING THE PRESENT VALUE OF $1 Discount Rate No. of Periods 2% 4% 6% 8% 10% 12% 14% 16% 18%

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TABLE 6.4 FACTORS FOR CALCULATING THE PRESENT VALUE OF $1 Discount Rate No. of Periods 2% 4% 6% 8% 10% 12% 14% 16% 18% 20% 1 0.980 0.9615 0.9434 0.9259 23450 2 0.961 0.9246 0.8900 0.8573 0.8264 0.942 0.8890 0.8396 0.7938 0.7513 0.924 0.8548 0.7921 0.7350 0.6830 0.906 0.8219 0.7473 0.6806 0.6209 0.9091 0.8929 0.8772 0.7972 0.7695 0.7432 0.7118 0.6750 0.6407 0.6355 0.5921 0.5523 0.5674 0.5194 0.4761 0.8621 0.8475 0.8333 0.7182 0.6944 0.6086 0.5787 0.5158 0.4371 0.4019 0.4823 10 66119 0.888 0.7903 0.7050 7 8 0.853 0.871 0.7599 0.6651 0.7307 0.6274 0.6302 0.5835 0.5132 0.5645 0.5403 0.4665 0.5066 0.4556 0.4523 0.3996 0.3538 0.4039 0.4104 0.3704 0.3349 0.3139 0.2791 0.3506 0.3050 0.2660 0.2326 0.837 0.7026 0.5919 0.5002 0.4241 0.3606 0.3075 0.2630 0.2255 0.1938 0.820 0.6756 0.5584 0.4632 0.3855 0.3220 0.2697 0.2267 0.1911 0.1615 11 0.804 0.6496 0.5268 0.4289 0.3505 0.2875 0.2366 12 0.788 0.6246 0.4970 0.3971 0.3186 0.2567 0.2076 0.1685 0.1954 0.1619 0.1346 0.1122 13 0.773 0.6006 0.4688 0.3677 0.2897 0.2292 0.1821 0.1452 0.1372 0.1163 0.0935 14 0.758 0.5775 0.4423 0.3405 0.2633 0.2046 0.1597 0.1252 0.0985 0.0779 15 0.743 0.5553 0.4173 0.3152 0.2394 0.1827 0.1401 0.1079 0.0835 0.0649 16 0.728 0.5339 0.3936 0.2919 0.2176 0.1631 0.1229 0.0930 0.0708 0.0541 17 0.714 0.5134 0.3714 0.2703 0.1978 0.1456 0.1078 0.0802 0.0600 0.0451 18 0.700 19 0.686 20 0.673 0.4564 0.4936 0.3503 0.2502 0.4746 0.3305 0.2317 0.3118 0.2145 0.1799 0.1300 0.0946 0.0691 0.0508 0.0376 0.1635 0.1161 0.0829 0.0596 0.0431 0.0313 0.1486 0.1037 0.0728 0.0514 0.0365 0.0261 21 0.660 0.4388 0.2942 0.1987 0.1351 0.0926 0.0638 0.0443 0.0309 0.0217 22 0.647 0.4220 0.2775 0.1839 0.1228 0.0826 0.0560 0.0382 0.0262 0.0181 23 0.634 0.4057 0.2618 0.1703 0.1117 0.0738 0.0491 0.0329 24 0.622 0.3901 0.2470 0.1577 0.1015 0.0659 0.0222 0.0431 0.0284 0.0188 0.0126 0.0151 25 0.610 0.3751 0.2330 0.1460 0.0923 0.0588 0.0378 0.0245 0.0160 0.0105 30 0.552 0.3083 0.1741 0.0994 0.0573 0.0334 35 0.500 0.2534 0.1301 0.0676 0.0356 0.0189 40 0.453 0.2083 0.0972 0.0460 0.0221 0.0107 0.0053 0.0196 0.0116 0.0102 0.0055 0.0026 0.0070 0.0042 0.0030 0.0017 45 0.410 0.1712 0.0727 0.0313 0.0137 0.0061 0.0027 0.0013 0.0013 0.0006 0.0007 0.0003 50 0.372 0.1407 0.0543 0.0213 0.0085 0.0035 0.0014 0.0006 0.0003 0.0001

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