Table B.4 Future Value of an Annuity of 1 f = [(1+i)" -1]/i Rate Periods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 12% 15% Periods 1 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1 2 2.0100 2.0200 2.0300 2.0400 2.0500 2.0600 2.0700 2.0800 2.0900 2.1000 2.1200 2.1500 2 3 3.0301 3.0604 3.0909 3.1216 3.1525 3.1836 3.2149 3.2464 3.2781 3.3100 3.3744 3.4725 3 4 4.0604 4.1216 4.1836 4.2465 4.3101 4.3746 4.4399 4.5061 4.5731 4.6410 4.7793 4.9934 4 5 5.1010 5.2040 5.3091 5.4163 5.5256 5.6371 5.7507 5.8666 5.9847 6.1051 6.3528 6.7424 5 6 6.1520 6.3081 6.4684 6.6330 6.8019 6.9753 7.1533 7.3359 7.5233 7.7156 8.1152 8.7537 6 7 7.2135 7.4343 7.6625 7.8983 8.1420 8.39381 8.6540 8.9228 9.2004 9.4872 10.0890 11.0668 7 8 8.2857 8.5830 8.8923 9.2142 9.5491 9 9.3685 9.7546 10 10.4622 11 11.5668 12 12.6825 13 13.8093 14 14.9474 15 16 17 25.8404 18 28.1324 30.9057 19 20 22.0190 25.1169 27.6712 24.2974 26.8704 30.5390 9.8975 10.2598 10.6366 11.0285 11.4359 10.1591 10.5828 11.0266 11.4913 11.9780 12.4876 13.0210 13.5795 10.9497 11.4639 12.0061 12.5779 13.1808 13.8164 14.4866 15.1929 15.9374 12.1687 12.8078 13.4864 14.2068 14.9716 15.7836 16.6455 17.5603 18.5312 13,4121 14.1920 15.0258 15.9171 16.8699 17.8885 18.9771 20.1407 21.3843 14.6803 15.6178 16.6268 17.7130 18.8821 20.1406 21.4953 22.9534 15.9739 17.0863 18.2919 19.5986 21.0151 22.5505 24.2149 26.0192 16.0969 17.2934 18.5989 20.0236 21.5786 23.2760 25.1290 27.1521 29.3609 31.7725 37.2797 17.2579 18.6393 20.1569 21.8245 23.6575 25.6725 27.8881 30.3243 33.0034 35.9497 42.7533 18.4304 20.0121 21.7616 23.6975 28.2129 30.8402 33.7502 36.9737 40.5447 19.6147 21.4123 23.4144 25.6454 37.4502 41.3013 45.5992 20.8109 22.8406 12.2997 13.7268 8 14.7757 16.7858 17.5487 20.3037 9 10 24.5227 27.9750 32.3926 20.6546 24.3493 24.1331 29.0017 28.0291 11 12 34.3519 13 40.5047 14 47.5804 15 55.7175 16 48.8837 65.0751 17 33.9990 55.7497 75.8364 18 37.3790 25 28.2432 32.0303 36.4593 41.6459 29.7781 33.0660 47.7271 30 35 40 60.4020 34.7849 40.5681 47.5754 56.0849 41.6603 49.9945 60.4621 73.6522 48.8864 75.4013 95.0255 66.4388 90.3203 120.7998 33.7600 41.4463 46.0185 51.1591 63.4397 36.7856 40.9955 45.7620 51.1601 57.2750 72.0524 102.4436 54.8645 63.2490 73.1059 84.7009 98.3471 133.3339 212.7930 79.0582 94.4608 113.2832 136.3075 164.4940 241.3327 434.7451 111.4348 138.2369 172.3168 215.7108 271.0244 431.6635 881.1702 154.7620 199.6351 259.0565 337.8824 442.5926 767.0914 1,779.0903 88.2118 19 20 25 30 35 40 Used to calculate the future value of a series of equal payments made at the end of each period. For example: What is the future value of $4,000 per year for 6 years