Ta/Esse estos II. Under them of ML Temples dedi 12. Under the national capital Baselagement. The capitale te rased to a minimum of percent og 11. Obalance sheet of her coloquirements under the meal (Badcapital and 14 Geographic diversification relating tomditures and depois among a wide variety of way. Ichading large and small business account des households with y of cofdc 15. The last line of defense against bunker the textbook The Basel Agreement on new capital santude ested in the 1986, 17. The largest source of thift capualitas da lume is comme ock par values IX. One of the key pillu de capital segle I was to require hunks to hold capital in its own imam primam portal isk 19. Balleschte desembre on its own calculated nik esperar 2. The al financial com of 2007-2009 e importance of taking into considste hunks exportadanse from changes in interest Multiple Chokers 21. Second National Business pero this you. The board of directions we canent policy puying he butikkholde 40 percent of the book will cum Blow fast can the handsprowise with dining ratio of capital A 15 percent B. pero CS D. 6 21. In the US True/False Questions 11. Working-capital loans, unlike most other types of business loans, usually require the customer to keep a compensating deposit balance with the lending bank 12. A project loan is granted to several companies jointly sponsoring a large project , and the lender can recover funds from such sponsoring companies, if the project does not pay out as planned. This is known as a project loan granted on a recourse basis. 13. The firm's coverage ratios measure how carefully the firm's management monitor and control its expenses. 14. Liquidity indicators measure a business firm's ability to raise cash in a timely fashion at a reasonable cost. 15. The business loan pricing method that relies upon banks knowing their costs, is the price leadership model 16. The price leadership model for long-term loan pricing includes a markup for default risk, but not for term risk. 17. Banks attempting to compete with the growing commercial paper market developed the cost-plus business loan pricing method. 18. The loan-pricing technique known as CPA, can be used to identify the most profitable types of bank customers, loans, and also the most successful loan officers 19. The basic weakness of the cost-plus loan pricing method is that it gives little regard to the competition from other lenders while setting the loan price. 20. Syndicated loans are a type of working capital loan. Multiple Choice Questions: 20. A bank has determined that its marginal cost of raising funds is 4.5 percent and that its nonfunds costs to the bank are 0.5 percent. It has also determined that its margin to compensate the hank for default risk for a particular customer is 0.30 percent. It has also determined that it wants to
