Take some time to reflect on what you have learned since your second learning journal entry and make note of the key points for future study and reference. Then, for your third learning journal entry, try to synthesize what you have learned into a short explanation of how you might use some of the key concepts we have discussed in your personal life. For instance, do you have a line of credit or a mortgage? How did you decide on the source of such financing and the form? Did you visit a bank and if so, how many and why did you select the form of financing that you did? Or, if you have not used any of these sources/forms of financing, what has influenced your decision making in this area