Taking this topic into consideration: Personal finances and financial education: Investigate the levels of financial literacy in different segments of the population of Puerto Rico, identifying gaps and developing financial education programs to promote better management of personal resources.

Elaborate annotated bibliography with these 5 sources.

In cases where the citation is not correct, please correct it in APA 7.

1. Lusardi, A., & Messy, F.-A. (2023). The importance of financial literacy and its impact on financial wellbeing. Journal of Financial Literacy and Wellbeing, 1(1), 1-11. doi:10.1017/flw.2023.8

Available on: https://www.cambridge.org/core/services/aop-cambridge-core/content/view/A5DBBF9D6F0696E5FD3733241EE28E66/S2753321223000084a.pdf/the-importance-of-financial-literacy-and-its-impact-on-financial-wellbeing.pdf

2. Financial struggles in Puerto Rico bite deeper than the rest of the United States

Availav

ble on: https://www.consumerfinance.gov/about-us/blog/financial-struggles-in-puerto-rico-bite-deeper-than-the-rest-of-the-united-states/

3. Financial literacy education: An opportunity for colleges and sociology

Available on: https://compass.onlinelibrary.wiley.com/doi/abs/10.1111/soc4.12922

4. Perspectivas sobre la educacin financiera, su importancia e impactos de su incorporacin en los niveles educativos

Available on: https://revistas.unicartagena.edu.co/index.php/panoramaeconomico/article/view/3646

5. Educacin financiera desde un enfoque cienciomtrico y revisin sistemtica de literatura: aproximaciones recientes y tendencias

Available on: http://www.scielo.org.pe/scielo.php?script=sci_arttext&pid=S1609-81962023000100085

6. The importance of financial literacy: Evidence from Singapore

Available on: https://www.cambridge.org/core/journals/journal-of-financial-literacy-and-wellbeing/article/importance-of-financial-literacy-evidence-from-singapore/C15B89BE5FF82B23AFB3C951F9EA06A3