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Task 2: Loan financing (15 points) Frigo-Trans AG would like to take out an annuity loan with its house bank with the fol- lowing conditions:

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Task 2: Loan financing (15 points) Frigo-Trans AG would like to take out an annuity loan with its house bank with the fol- lowing conditions: Nominal amount of the loan: 40,000,000 euros Term: 8 years Nominal interest rate: 5% p.a. a) From the point of view of Frigo-Trans AG, determine the annuity to be paid annu- ally as well as the accruing interest and redemption obligations for the first two years. (6 P.) b) Alternatively, Frigo-Trans AG could also take out an amortizing loans loan. Explain its advantages and disadvantages in comparison with an annuity loan (4 p.). c) Describe the collateral transfer by way of security. What is the problem with this type of collateral and what is suitable as collateral? (5 P.). Task 2: Loan financing (15 points) Frigo-Trans AG would like to take out an annuity loan with its house bank with the fol- lowing conditions: Nominal amount of the loan: 40,000,000 euros Term: 8 years Nominal interest rate: 5% p.a. a) From the point of view of Frigo-Trans AG, determine the annuity to be paid annu- ally as well as the accruing interest and redemption obligations for the first two years. (6 P.) b) Alternatively, Frigo-Trans AG could also take out an amortizing loans loan. Explain its advantages and disadvantages in comparison with an annuity loan (4 p.). c) Describe the collateral transfer by way of security. What is the problem with this type of collateral and what is suitable as collateral? (5 P.)

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