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  Tax Compliance Metrics	Values
  Taxable Income	$85,000
  Total Taxes Paid	$21,250
  Tax Credits Utilized	$5,000
  Effective Tax Rate	25%
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  Requirements:

  1. Review the tax compliance metrics for an individual taxpayer with a taxable income of $85,000.
  2. Calculate the total taxes paid and tax credits utilized.
  3. Determine the effective tax rate.
  4. Present all amounts in USD.