taxation

Jarred makes $90,000 a year and his wife Andrea makes $65,000. They each have personal RRSPs, as well as a spousel RRSP they just opened to plan for retirement. Jarred has $5,000 to contribute in 2020. To which RRSP should he contribute? O His own, since he will get a bigger refund than his wife His wife's, since she will get a bigger refund than him O The spousal RRSP, since his wife will pay less tax on the eventual withdrawal o doesn't matter because he will get the same deducting regardless The tax treatment of investment income firstly depends on whether it is registered or non-registered. * O True O False