Taxpayer T ("T") owned a passive investment which generated a $15,000 loss during the year. In addition, T had $100,000 salary, $5,000 of interest income from a corporate bond and $4,000 of tax-exempt interest income. Which of the following statements is correct?

a. T's AGI is $109,000

b. T's AGI is $105,000

c. T's AGI is $100,000

d. T's AGI is $90,000

e. T's AGI is $85,000

f. T's AGI is not listed in a-e