Question
Taylor had a student loan that was in arrears. Collection of the loan had been transferred from the original lender to Kneecap Collections Inc., a
Taylor had a student loan that was in arrears. Collection of the loan had been transferred
from the original lender to Kneecap Collections Inc., a collection agency. When Kneecap
demanded payment, Taylor questioned the amount that was being claimed, which was
substantially larger than the amount of the original loan. Kneecap did not provide any
explanation and made a further demand for immediate payment. Taylor replied that he
would not pay unless he received a satisfactory explanation.
Kneecap's goons then started a campaign of harassment. They made violent threats
to Taylor, and repeatedly telephoned his employer, making various false statements about
Taylor. They told his employer that Taylor had defrauded them, that he had a court order
against them, and that he was secretly working part-time for a competitor firm. As a result,
even though Taylor denied all of these allegations, he was fired by his employer.
What remedies might Taylor have against Kneecap?
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