T-bill (government zero-coupon bond) with a face value of $1,000,000 has 200 days to maturity. The annual rate of return expressed as an effective rate (using a 365 day year) is 7% p.a.. What is the annual discount rate (using a 360 day year)? Show work. Be exact to within .0001 at least. (Example: .0368 = 3.68%.).