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(TCO 8) Under the UCC Secured Transactions Article, perfection of a security interest by a creditor provides added protection against other parties in the event

(TCO 8) Under the UCC Secured Transactions Article, perfection of a security interest by a creditor provides added protection against other parties in the event the debtor does not pay its debts. Which of the following parties is not affected by perfection of a security interest?

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