Technology has changed different businesses' classic operations, and financial institutions are not an exemption. Along with phenomena such as FinTech (the use of technology to deliver financial solutions in a manner that competes with traditional financial methods) and InsurTech (the use of technology innovations designed to squeeze out savings and efficiency from the current insurance industry model) which have challenged financial institutions' classic business models, RegTech (Regulatory Technology) have had a significant impact on their regulatory affairs. How RegTech companies use various technologies and solutions (Blockchain, Machine Learning, Cloud Computing etc.) to help financial institutions in different regulatory areas (Risk Management, Compliance, etc.). You need to include real examples of RegTech products and services developed to help financial institutions.