Ted and his family - Ted (38), Liz (38), Ted Jr. (11), and Miriam (8) - are covered under the UniCare State Indemnity Plan (Basic with CIC). In 2022, Ted and his family had the following events: 1. Ted visited: his primary care provider (PCP) three times, a Tier 1 neurologist once (lowest copay), and his Telehealth provider two times 2. Liz visited: her PCP five times and a Tier 2 dermatologist twice 3. Ted Jr. went to the emergency room once (total billed - $1,500) and had six physical therapy sessions 4. Miriam had outpatient surgery (total billed - $11,800) How much did Ted spend out of pocket? Note that copays do not count towards the deductible