Ted and Tiffany are meeting Mitch and Amber at the Green Turtle Club. Wanting to set some limits on his expenses that evening Ted stops at an ATM and uses his credit card to get a cash advance. When the two couples meet for dinner Tiffany tells Amber she is going to go for the lobster dinner since Ted is rolling in cash! Mitch overhears the conversation and starts laughing at ted for making such a financial blunder. Ted argues that Mitch is blind to the convenience and control of cash advances as statistics prove you spend less with cash than on a credit card.

Who do you agree with? Why? Who's wrong ?