Ten years ago, BFred invested a certain amount of money and locked in an 8.95 percent annual interest rate for 37 years. Unfortunately, BFred forgot how much it was. Today, AFred invested $3,868, and locked in a 10.37 percent interest rate. Miraculously, not only do AFred's and BFred's investments mature on the same day, they also turn out to be exactly the same value on the maturity date. How much was BFred's investment?

How much money should he invest now to have the same amount of money when AFred's investment matures?