Term Answer Description Dental services A. Very restrictive coverage; pays a specified amount for a named disease, such as blindness, heart disease or cancer. Covers semiprivate room rate including meals and nursing care; number of admission days usually limited Comprehensive major medical nsurance Hospitalization B. C. Covers costs for an operation deemed medically necessary; usually excludes cosmetic procedures Dread disease nsurance Major medical nsurance Physician expenses D. Often a low maximum coverage, $1,000 to $2,500 per patient, for fillings, root canals, oral surgery, cleanings, orthodontics E. Covers cost of doctor visits, including consultations with specialists F. Usually written under a group contract, includes coverage for hospitalization, surgery, physicians, and major medical protection in a single policy Provides broad coverage; common lifetime limits of $500,000, $1,000,000, or no limits at all; usually includes a high deductible to protect against a catastrophic medical event Surgical G. expenses