Terms of coverage for medical expense plans When shopping for a health insurance plan, find out about different plans contract provisions, in case they What's In and What's Out? Persons and places covered You have a named-insured policy. You are most likely _______. The most recent health reform act allows young adults to remain on their parents' insurance until they are _______ years old. Cancellation The most protective plan is one that _______ an insurer to cancel your coverage as long as you _______. Preexisting conditions If you need a new insurance plan and have a chronic condition, continued coverage for that condition is more likely under _______ plan. For individuals, one of the _______ of the Affordable Care Act is that it _______ exclusion from coverage for preexisting conditions. This new provision could cause _______ premiums. Pregnancy and abortion A plan that covers all medical expenses related to pregnancy and abortion, including _______, is considered _______. The most restrictive policy Mental illness Mental illness is _______ of the list of sicknesses requiring long-term hospitalization. Many health insurance policies provide _______ coverage for mental illness than other sicknesses. Rehabilitation coverage After a serious injury, a plan that includes rehabilitation coverage would be most helpful for a patient who _______. Continuation of group coverage (COBRA) Except in the case of dismissal from a job for gross misconduct, this provision allows former employees to remain covered under their group plans from work for up to _______ months after termination as long as they _______. After COBRA expires, most insureds _______ the opportunity to convert the group policy to an individual policy. Terms of coverage for medical expense plans When shopping for a health insurance plan, find out about different plans contract provisions, in case they What's In and What's Out? Persons and places covered You have a named-insured policy. You are most likely _______. The most recent health reform act allows young adults to remain on their parents' insurance until they are _______ years old. Cancellation The most protective plan is one that _______ an insurer to cancel your coverage as long as you _______. Preexisting conditions If you need a new insurance plan and have a chronic condition, continued coverage for that condition is more likely under _______ plan. For individuals, one of the _______ of the Affordable Care Act is that it _______ exclusion from coverage for preexisting conditions. This new provision could cause _______ premiums. Pregnancy and abortion A plan that covers all medical expenses related to pregnancy and abortion, including _______, is considered _______. The most restrictive policy Mental illness Mental illness is _______ of the list of sicknesses requiring long-term hospitalization. Many health insurance policies provide _______ coverage for mental illness than other sicknesses. Rehabilitation coverage After a serious injury, a plan that includes rehabilitation coverage would be most helpful for a patient who _______. Continuation of group coverage (COBRA) Except in the case of dismissal from a job for gross misconduct, this provision allows former employees to remain covered under their group plans from work for up to _______ months after termination as long as they _______. After COBRA expires, most insureds _______ the opportunity to convert the group policy to an individual policy
