Terry agreed to pay you $3,500 three months ago and then another $1,000 today. Terry wasn't able to pay you the $3,500, so he offers to pay you $4,600 today. Assuming money can earn 3%, answer the following questions: Round answers to two places after the decimal. . a) What is the equivalent value today of Terry's original payment plan? $ b) Would you accept his payment for full settlement of the debt