Terry has a policy of having exactly $10,000 of cash on hand at the start of each year. It's October 31 and he currently has $4,000 on hand. He expects cash inflows to outpace cash outflows by $1,000 per month for the remainder of the year. Assuming he wants to deal with any potential cash shortages immediately, what should Terry do? Select one: a. Borrow $5,000 O b. None of these c. Borrow $4.000 O d. Nothing Clear my choice