Terry was ill for three months, and missed work during this period, During his illness, Terry received 6,250 in sick pay from a disability insurance policy What amount are included in Terry gross income under the following independent circumstances Terry paid 3,560 in premiums for disability insurance this year What is the amount included for Terry Terry employer's paid the 3560 in premium for Terry, but Terry elected to have his employer included the 3,560 as compensation on Terry W-2.