Tess (85) passed away in March 229, 2020. Katie (32) her only grandchild is the designed beneficiary of Tess's traditional IRA. KKate is one chronically ill or disabled. Under a roisin of the Setting Every Community Up for retirement Enhancement (SECRE) Act, Katie must withdraw the ENtire balance from the in herited IRA:

wwhich of the following is correct

within one year after the year of Tess's death

within five years after the year of tess's death

within ten years after the year of Tess's death

Over Katie's life time after the year of Tess's death