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Dr. Smitheams $240,000 a year as a dentist. When he applies for a disability insurance policy, he lears he is eligible for a $12,000 morthly beneft. During Underwiting, the insurer finds that Dr. Smich also receives $15,000 per month in uneamed income from rental properties. Which action is the insurer most Ilkely to take when issuing Dr. Smittr's policy?
A) The insurer may issue a policy with a lesser amount of disabity benefits than what Dr. Smath applied for.
B) The insurer may issue a condrionally renewable policy.
C) The insurer may issue a rated policy.
D) The insurer may decline the palicy.
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