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T/F 1. Unless it's provided for in the mortgage, courts will generally not permit a mortgagee to charge a prepayment penalty in an acceleration situation.

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1. Unless it's provided for in the mortgage, courts will generally not permit a mortgagee to charge a prepayment penalty in an acceleration situation.

2. State foreclosure law prevails over federal nonjudicial foreclosure law relating to multifamily and single family mortgages held by HUD.

3. With strict foreclosure, the property is sold under the supervision of the court and the mortgagor is responsible for any deficiency in the mortgage debt not covered by the sales proceeds.

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