Thank you ^_^

A. Insurance companies commonly charge premiums on the basis of how much risk a policyholder poses. Is charging risk-based insurance premium a fair practice? B. Suppose an investment bank decides not to form a syndicate to underwrite an issue of securities, how do investors perceive this decision? C. The most difficult advice an investment banker must give the issuer is on the pricing of the security because both have differing motives. Explain this situation. D. If a security is oversubscribed, is this good for the investment bank