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Meredith had always dreamed about starting her own publishing company. She talked abou t constantly. Her family figured she probably would. It began at the age of six when Meredith created a newsletter which she distributed to her classmates each week. She charged them one penny per copy. Since her customers were only six years old, she often had a hard time collecting payment. Fortunately, she had an older brother Thomas who was quite persuasive. He became her debt collector. About five years later, Meredith quit the newsletter and began writing articles for the school newsletter. She was the youngest journalist the school had ever had. Meredith became fairly well known in the local area after she uncovered a story about corruption in the high school student council. It seemed that the student council had been bribed by teachers with candy bars, pizza, and photos of puppy dogs. In exchange, the student council was supposed to implement policies the teachers wanted implemented. In high school, Meredith became the youngest journalist to ever work for her city's newspaper. She continued to engage in investigative research. However, as she reached her college years, she became disenchanted with the news industry. She began to entertain the idea of being a social media entrepreneur. She majored in business at her state's university. During her junior and senior years at college, Meredith because one of the first most wellknown social media influencers. Her brother Thomas once again proved himself useful. He had majored in accounting. He became her business manager and part-time videographer. Thomas worked for a local accounting firm. He was rising in the ranks quickly. Therefore, even though he only did a few hours of bookkeeping per month for Meredith, she paid him $750 per month. Thomas used his firm's software. He completed the work at his own pace and without any direction from Meredith. Eventually, Meredith's business became so profitable that she needed to hire staff. Within five years, she had a staff of 52 employees. Unfortunately, one of the employees is hurt on the job. The employee's injury would most likely be reimbursed under the employment law concept of COBRA Workers' compensation Unemployment compensation ERISA