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A Section 1035 exchange has a direct impact on A) the applicability of the estate tax that would be levied on the contract owner B) the taxability of any cash transferred from one contract to another C) the tax status of proceeds received by a beneficiary D) the potential deductibility of future contributions to the contract Check for Review Question \#17 of 25 In which of these would the previous tax benefits enjoyed by a contract holder be lost? A) when the owner of an annuity transfers 80% of the funds in the original annuity to a new annuity after age 701/2 B) when the owner of an annuity transfers more than 80% of the funds in the annuity to a life contract prior to age 70 i/2 C) when the owner of a life contract fails to transfer a certain portion of the cash value of the original contract to a new life contract prior to age 65 D) when the owner of a life contract transfers the cash value in the contract to an annuity contract Question \#18 of 25 The Life insurance and Annuity Replacement Model Regulation requires which of the following? A) The consumer has no right to keep copies of all the sales material presented in connection with a replacernent transaction B) If a consumer indicates that a replacement is contemplated, the consumer must be given a Notice Regarding Replacement document that must be signed by both the consumer and the agent. C) A minimum of 60-days as a free-look period to consumers who purchase a new policy as part of a replacement transaction. D) Potentlal insurance buyers cannot thave any existing policies or contracts, whether or not a replacement is contemplated