Thank you!

Then share your perspective on the following: Much has been written about the role of rating agencies in our markets and the reliability of their ratings. Consider the failure of AAA rated Enron in 2001 or the necessary government bailout of AAA rated AIG during the financial crisis. Or consider the failure of the rating agencies to down grade the ratings on mortgage backed securities prior to and during the financial crisis. Discuss the concerns of conflict of interest in having a for-profit corporation such as Moody's, Standard & Poor's, or Fitch receive payment for providing ratings on products distributed by investment companies. What has been done since the financial crisis to improve the reliability of ratings? What do you recommend going forward? You must use outside sources to support your answer. Please reference your sources. Must provide APA-cited sources.