The $45.0 million lottery payment that you have just won actually pays $3.0 million per year for 15 years. The interest rate is 9%. a. If the first payment comes in 1 year, what is the present value of the winnings? (Do not round intermediate calculations. Enter your answer in millions of dollars rounded to 2 decimal places.) Answer is complete but not entirely correct. Present value $ 24,182,065.29 X b. What is the present value if the first payment comes immediately? (Do not round intermediate calculations. Enter your answer in millions of dollars rounded to 2 decimal places.) X Answer is complete but not entirely correct. Present value $ 26,358,451.17