The $68.4 million lottery payment that you just won actually pays $3.6 million per year for 19 years. If the discount rate is 23.90% and the first payment comes in 1 year a. What is the present value of the winnings? (Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places.) Present value $ million b. What is the present value of the winnings, if the first payment comes immediately? (Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places.) Present value $ million