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The Affordable Care Act requires that health plans spend a minimum of 8 0 - 8 5 % of premiums on medical care or quality

The Affordable Care Act requires that health plans spend a minimum of 80-85% of premiums on medical care or quality improvement. If they don't meet this minimum, what do they need to do?
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Provider a rebate to customers.
Provide a rebate to providers.
Pay a penalty to the government.
Undergo an audit by the Joint Commission.

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