If you are investing, all things being equal, you prefer

	a.	Higher interest rates, shorter compounding periods, and payment at the beginning of the period
	b.	Lower interest rates, shorter compounding periods, and payment at the beginning of the period
	c.	Lower interest rates, longer compounding periods, and payment at the end of the period
	d.	Higher interest rates, longer compounding periods, and payment at the beginning of the period