The amount of money that Janice's relative originally put into the trust fund is:

$\frac{\text{\$}{30378}_{20}}{(to\text{n}\text{e}\text{a}\text{r}\text{e}\text{s}\text{t}\text{\$}0\mathrm{.}01)}$

$\frac{\text{\$}98\mathrm{.}654\mathrm{.}34}{(1+5\mathrm{.}5\%{)}^{22}}=30378\mathrm{.}20325$