The annual additions to a participants account in a defined contribution plan are composed of which of the following?

1) The employers annual contributions and the investment income earned annually on those contributions.

2) any contributions the employer is permitted to make voluntarily

3)any forfeiture allocated to the participant

a) 1 only

b) 1 and 2 only

c)1 and 3 only

d) 2 and 3 only