The annual debt service from your loan to purchase a new fleet of golf carts is $125,000, and your annual cash flow is $400,000. What is your debt service coverage ratio? If you are about to seek a loan and know that most hospitality lenders today require a debt service coverage ratio of between 1.25 and 1.50 , would you be able to obtain a loan? Loan Amount =125000 Annual Cash Flow =400000 Debt service coverage ratio = Cash flow / Debt service = You are well above the 1.25 to 1.50 range, so obtaining a loan should not be a