The Apogee Excalibur Retirement 2035 Fund (APXVX) holds large-cap stocks, AAA-rated government bonds, and a large cash allocation. It was priced at $20.34 on January 1, 2022 and it closed at $17.78 on December 31st, 2022. What was the annual return on this fund? How does this compare to the return on the S&P Index for 2022? Calculate the beta of this fund. What, if anything, makes this fund an attractive investment? Evaluate this statement: “Always be invested in the stock market, but adjust your risk with beta.