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The article Regulating Internet Payment Intermediaries discusses some difficulties in regulating EBPP systems. Who are some of these EBPP providers? Are they generally banks that

The article "Regulating Internet Payment Intermediaries" discusses some difficulties in regulating EBPP systems.

Who are some of these EBPP providers? Are they generally banks that are offering this service or a third party company that has created this niche?

Please be thorough. Thanks.

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