The assets in Doug$$s estate, including the value of his home on Elm Street and its contents, are insufficient to pay in full all of the gifts provided for in his will. His heirs will receive

a$.$reduced benefits.

b$.$full payment in order of seniority until the assets are exhausted.

c$.$nothing$$the assets will descend to the state.

d$.$the option of distributing the assets according to their wishes.