The assignment is attached along with the two tables.

Bank Performance Analysis CONCEPTS IN THIS CASE balance sheet liquidity management asset management liability management return on assets (ROA) return on equity (ROE) operating income operating expenses net interest margin (NIM) Your supervisor has recently promoted you to a financial analyst position in the bank. The chief financial officer (your supervisor's boss) is concerned about the bank's financial position in comparison with past trends and recent positions of similar banks in the region. To analyze the firm, you have been assigned the task of producing a bank performance analysis. You have done this type of report in your money and banking and finance classes, and you know that the first step is to collect financial data on your bank and similar banks in order to make the necessary comparisons and suggestions for performance improvements. You collect the data in Table 1 and Table 2 from internal annual reports and government publications. * Using balance sheet and income statement data, create a bank analysis and performance report for your supervisor that addresses the following issues: 1. Using the balance sheet for each year, a. Create a balance sheet showing all assets as a percentage of total assets and all liabilities as a percentage of total liabilities. Which assets on your bank's balance sheet increased over the last three years? Which assets on your bank's balance sheet declined over the last three years? b. Examine the liquidity management practices of your bank over the last three years. How has the liquidity position of the bank changed over time? How does the liquidity position of your bank compare to the regional banks in year 3? Would your bank have sufficient reserves if deposits increased 40% in year 3? (Assume that the reserve requirement is 8% on all deposits.) c. Calculate the equity multiplier ratio for each year. How has the equity multiplier of your bank changed over time? How does the equity multiplier of your bank compare to the regional banks in year 3? 2. Using the income statement for each year, a. Create an income statement with operating income items expressed as a percentage of total operating income. Which items improved over the last three years? Which trends need to be reversed? How does your bank compare to the regional banks? b. Create an income statement with operating expenses expressed as a percentage of total operating expenses. Which items improved over the last three years? Which trends need to be reversed? How does your bank compare to the regional banks? 3. Analyze the performance of the bank for each year. a. Calculate the return on assets (ROA) for each year. How has the ROA trend changed over the last three years? How does your bank compare to the regional banks? b. Calculate the return on equity (ROE) for each year. How has the ROE trend changed over the last three years? How does your bank compare to the regional banks? 4. Identify the strengths and weaknesses of your bank relative to trends over time and in year 3 for all regional banks. What is the relationship between your bank's trends and the year 3 comparison with the region? * The Internet site www.fdic.gov/bank provides financial data for all insured banks, states, regions, and other areas; the site www.sec.gov allows a search of the EDGAR database